There are many different types of credit cards from Latitude Financial Services that are designed to meet the needs of many people with different types of budgets and ways of life. I am giving you a Latitude Credit Card Review and full information of their features, benefits, and Latitude Credit Card Reviews that can help you.
The Latitude 28° Global Platinum Mastercard, the Latitude GO Mastercard, and the Latitude Gem Visa are some of the credit cards that Latitude Financial Services offers. Many people know these cards for some of their special benefits, especially for travellers and some people who want to pay in different ways.
| Feature | Details |
|---|---|
| Card Options | Latitude 28° Global Platinum Mastercard, Latitude GO Mastercard, and Latitude Gem Visa |
| Annual Fee | $0 for 28° Global Platinum Mastercard, $131.40 for GO Mastercard, $131.40 for Gem Visa |
| Purchase Rate | 27.49% p.a. |
| Balance Transfer Rate | 6.99% p.a. for 12 months (28° Global Platinum Mastercard) |
| Cash Advance Rate | 29.99% p.a. |
| Interest-Free Period | Up to 55 days |
| Foreign Transaction Fees | 0% (28° Global Platinum Mastercard) |
| Bonus Points | N/A |
| Mobile Payment Compatibility | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay |
| Additional Features | Flight Delay Pass, Complimentary Wi-Fi at Boingo hotspots, Mastercard Zero Liability Protection |
| Official Website | Latitude Financial Services |
Latitude 28° Global Platinum Mastercard
Key Features
- No yearly fee: There is one very good thing about the Latitude 28° Global Platinum Mastercard it does not charge a yearly fee.
- No Fees for Foreign Transactions: This Mastercard does not charge any fees for transactions in some other countries, making it very perfect for some people who travel abroad or shop online from stores in some other countries.
- Flight Delay Pass: The credit card comes with a Flight Delay Pass that lets you use airport bars with free drinks and Wi-Fi if your scheduled flight is more than 2 hours late.
- Fees: The credit card charges a very high fee of 27.49% p.a. for purchases and 29.99% p.a. for cash advances. To escape these high interest rates, it is very important to pay the balance every month.
Customer Feedback
There are many different opinions about the Latitude 28° Global Platinum Mastercard. Many users like that there are no fees for international transactions and that it is very easy to fly to some other countries. But very high interest rate is often criticised, and some users have said that customer service is very bad, especially when it comes to quickly resolving complaints and questions.
Latitude GO Mastercard
Key Features
- Interest-Free Payment Plans: The Latitude GO Mastercard lets you pay for things with no interest for up to 55 days and offers three interest-free payment plans, which makes it a flexible choice for paying for bigger items.
- Fee Every Year: This card has a $131.40 fee every year, which you should think about when comparing it to other Latitude cards that don’t have charges every year.
- Rates of Interest That Are High: The GO Mastercard has a high buy rate of 27.49% p.a. and a high cash advance rate, just like the 28° Global Platinum Mastercard.
Customer Feedback
There are different opinions about the GO Mastercard. People who use the service often talk about how helpful interest-free payment plans are for bigger purchases, but they also point out the high fees and interest rates. Different users have had different experiences with customer service. Some say they got good help, while others say it was hard to get problems fixed quickly.
Latitude Gem Visa
Key Features
- The plans with no interest for a long time: You can set up interest-free payment plans for up to 60 months, which can help you handle some big purchases.
- Fee Every Year: This credit card also has a fee every year of $131.40.
- It has a high buy rate of 27.49% p.a. and a high cash advance rate.
Customer Feedback
When some people buy some big things with their Gem Visa card, they like the long-term interest-free plans. As with some other Latitude cards, though, it has very high interest rates if the balance is not paid during the interest-free period. Customer service reviews are mixed. But some users like how convenient the card is, while others say it is hard to deal with the service when there is a problem.
Latitude 28° Global Platinum Mastercard Information
The Latitude 28° Global Platinum Mastercard is a very good and travel-friendly card that has some Benefits and some Drawbacks.
Benefits
- No yearly Fee: This credit card is a very good choice for many people who want to save money because it does not charge a yearly fee.
- No Foreign Transaction Fees: This feature is very good for many people who move a lot or shop online from websites in some other countries.
- Flight Delay Pass: Being able to use airport bars while waiting for a flight can make the whole trip a lot better.
- Global Data Roaming: The credit card gives you 3GB of free data every year and some discounts on more data, which can come in handy for people who move abroad.
Drawbacks
- High Interest Rates: These cards have very high interest rates on purchases (27.49% p.a.) and cash advances (29.99% p.a.), so some users need to make sure they pay their amounts every month to avoid this big interest fees.
- Customer Service Problems: There are many reviews say it is very hard to get in touch with customer service and get problems fixed, which can be a very big problem for many people who need help while they are travelling or settling a disagreement.
Who Should Consider This Card?
The Latitude 28° Global Platinum Mastercard is very good for people who shop online and travel a lot and want to avoid foreign transaction fees and get travel perks like the Flight Delay Pass. But some users should be responsible and pay their amounts in full every month to avoid having to pay high interest rates.
Lasts Lines
There are some different credit cards from Latitude Financial Services, each with its own set of benefits made to meet the wants of some different people. The Latitude 28° Global Platinum Mastercard is a very good choice for travellers because it does not charge any fees for transactions in some other countries and comes with some other travel benefits. But the very high interest rates and mixed reviews of customer service are important things to think about.
The Latitude GO Mastercard and the Gem Visa both have interest-free payment plans for many people who want to be able to pay in different ways. But they do charge yearly fees and have very high interest rates if balances are not paid on time.
When picking a Latitude credit card, it is very important to think about how much you spend, how often you travel, and how well you can handle monthly payments. This way, you can get the most out of the card’s benefits while keeping costs low..
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Faqs
What is the annual fee for the Latitude 28° Global Platinum Mastercard?
The Latitude 28° Global Platinum Mastercard has no annual fee
Does the Latitude GO Mastercard offer interest-free payment plans?
Yes, the Latitude GO Mastercard gives you interest-free payment plans for up to 6 months on purchases over $250.
Are there any foreign transaction fees with the Latitude 28° Global Platinum Mastercard?
No, the Latitude 28° Global Platinum Mastercard does not charge foreign transaction fees.
What is the interest rate for purchases on the Latitude Gem Visa?
The interest rate for purchases on the Latitude Gem Visa is 27.49% p.a.
Can I earn rewards points with the Latitude credit cards?
The Latitude 28° Global Platinum Mastercard does not give rewards points, while the Latitude GO Mastercard and Gem Visa focus on interest-free finance options rather than rewards points.
How long is the interest-free period on Latitude credit cards?
Latitude credit cards give up to 55 days interest-free on purchases if the balance is paid in full each month.
What additional benefits does the Latitude 28° Global Platinum Mastercard provide for travelers?
The card offers a Flight Delay Pass, complimentary Wi-Fi at Boingo hotspots, and no foreign transaction fees, making it ideal for travelers